Explore car loans & insurance options
Go electric and get discounts for a wide range of cars
- You could benefit from an estimated annual saving of $1.3k to $1.7k from the lower operational costs of running an EV.4
- There are more than 2300 charging sites nationwide5, and Australian states and territories have committed over $200m to roll out additional charging sites across Australia.4
- Join the global transition in reaching zero emissions for all new vehicles. One in six customers financing a new car with CBA choose an EV.
EV loan with an energy-efficient discount
Cover all your upfront costs
Quick and easy application
Not sure how much you can borrow for an electric or hybrid car?
- How much you may borrow
- What your repayments might look like
- The different loan options which may be available to you
Shop with confidence
Car loans
Not sure which to choose? Learn more about buying a car through business or personally
Haven’t decided what type of vehicle? Learn more about switching to EV
View loan options:
Secured car loan
Use a new vehicle or a used vehicle up to 7 years old as security for this loan. Your rate could be lower than variable rate or fixed rate.
Interest rates
Usually:
6.49%p.a.Comparison rate:
7.61%p.a.
1% EV/hybrid discount applied
Loan amount range
-
Loan term
1 - 7 years
Repayment frequency
Weekly, fortnightly or monthly repayments
Fees
Establishment fee
Monthly loan service fee
Repayment
Fixed interest rate and repayments for the life of the loan
You can make additional repayments, subject to early repayment adjustment1
Fees may apply if you close the loan off early
Redraw
Won’t be able to redraw any additional repayments you’ve made
Fixed rate loan
No security required which means a faster process with less information and documents required.
Interest rates
Usually:
8.00%p.a. – 20.00%p.a.Comparison rate:
8.05%p.a. – 9.52%p.a.
1% EV/hybrid discount applied
Loan amount range
-
Loan term
1 - 7 years
Repayment frequency
Weekly, fortnightly or monthly repayments
Fees
Establishment fee
Monthly loan service fee
Save $250 on establishment fee
When you apply and fund an Unsecured Personal loan between 05 Nov and 25 Feb 2025 ~
Repayment
Fixed interest rate and repayments for the life of the loan
You can make additional repayments, subject to early repayment adjustment1
Fees may apply if you close the loan off early
Redraw
Won’t be able to redraw any additional repayments you’ve made
Variable rate loan
No security required and no fees for making additional repayments, which can help you save interest and pay off your loan sooner.
Interest rates
Usually:
8.50%p.a. – 20.50%p.a.Comparison rate:
8.54%p.a. – 10.01%p.a.
1% EV/hybrid discount applied
Loan amount range
-
Loan term
1 - 7 years
Repayment frequency
Weekly, fortnightly or monthly repayments
Fees
Establishment fee
Early adjustment fee
Monthly loan service fee
Save $250 on establishment fee
When you apply and fund an Unsecured Personal loan between 05 Nov and 25 Feb 2025 ~
Repayment
Repayment amount may be affected if your interest rate changes
Unlimited additional repayments without a fee so you can pay down faster
No fees apply if you close the loan off early
Redraw
Redraw available funds through your redraw facility
Secured car loan
Use a new vehicle or a used vehicle up to 7 years old as security for this loan. Your rate could be lower than variable rate or fixed rate.
Interest rates
Comparison rate:
7.90%p.a. – 11.86%p.a.
Loan amount range
-
Loan term
1 - 7 years
Repayment frequency
Weekly, fortnightly or monthly repayments
Fees
Establishment fee
Monthly loan service fee
Repayment
Fixed interest rate and repayments for the life of the loan
You can make additional repayments, subject to early repayment adjustment1
Fees may apply if you close the loan off early
Redraw
Won’t be able to redraw any additional repayments you’ve made
Fixed rate loan
No security required which means a faster process with less information and documents required.
Interest rates
Comparison rate:
9.04%p.a. – 20.89%p.a.
Loan amount range
-
Loan term
1 - 7 years
Repayment frequency
Weekly, fortnightly or monthly repayments
Fees
Establishment fee
Monthly loan service fee
Save $250 on establishment fee
When you apply and fund an Unsecured Personal loan between 05 Nov and 25 Feb 2025 ~
Repayment
Fixed interest rate and repayments for the life of the loan
You can make additional repayments, subject to early repayment adjustment1
Fees may apply if you close the loan off early
Redraw
Won’t be able to redraw any additional repayments you’ve made
Variable rate loan
No security required and no fees for making additional repayments, which can help you save interest and pay off your loan sooner.
Interest rates
Comparison rate:
9.53%p.a. – 21.39%p.a.
Loan amount range
-
Loan term
1 - 7 years
Repayment frequency
Weekly, fortnightly or monthly repayments
Fees
Establishment fee
Early adjustment fee
Monthly loan service fee
Save $250 on establishment fee
When you apply and fund an Unsecured Personal loan between 05 Nov and 25 Feb 2025 ~
Repayment
Repayment amount may be affected if your interest rate changes
Unlimited additional repayments without a fee so you can pay down faster
No fees apply if you close the loan off early
Redraw
Redraw available funds through your redraw facility
Secured car loan
Use a new vehicle or a used vehicle up to 7 years old as security for this loan. Your rate could be lower than variable rate or fixed rate.
Interest rates
Comparison rate:
7.90%p.a. – 11.86%p.a.
Loan amount range
-
Loan term
1 - 7 years
Repayment frequency
Weekly, fortnightly or monthly repayments
Fees
Establishment fee
Monthly loan service fee
Repayment
Fixed interest rate and repayments for the life of the loan
You can make additional repayments, subject to early repayment adjustment1
Fees may apply if you close the loan off early
Redraw
Won’t be able to redraw any additional repayments you’ve made
Fixed rate loan
No security required which means a faster process with less information and documents required.
Interest rates
Comparison rate:
9.04%p.a. – 20.89%p.a.
Loan amount range
-
Loan term
1 - 7 years
Repayment frequency
Weekly, fortnightly or monthly repayments
Fees
Establishment fee
Monthly loan service fee
Save $250 on establishment fee
When you apply and fund an Unsecured Personal loan between 05 Nov and 25 Feb 2025 ~
Repayment
Fixed interest rate and repayments for the life of the loan
You can make additional repayments, subject to early repayment adjustment1
Fees may apply if you close the loan off early
Redraw
Won’t be able to redraw any additional repayments you’ve made
Variable rate loan
No security required and no fees for making additional repayments, which can help you save interest and pay off your loan sooner.
Interest rates
Comparison rate:
9.53%p.a. – 21.39%p.a.
Loan amount range
-
Loan term
1 - 7 years
Repayment frequency
Weekly, fortnightly or monthly repayments
Fees
Establishment fee
Early adjustment fee
Monthly loan service fee
Save $250 on establishment fee
When you apply and fund an Unsecured Personal loan between 05 Nov and 25 Feb 2025 ~
Repayment
Repayment amount may be affected if your interest rate changes
Unlimited additional repayments without a fee so you can pay down faster
No fees apply if you close the loan off early
Redraw
Redraw available funds through your redraw facility
Fixed rate loan
No security required which means a faster process with less information and documents required.
Interest rates
Comparison rate:
9.04%p.a. – 20.89%p.a.
Loan amount range
-
Loan term
1 - 7 years
Repayment frequency
Weekly, fortnightly or monthly repayments
Fees
Establishment fee
Monthly loan service fee
Save $250 on establishment fee
When you apply and fund an Unsecured Personal loan between 05 Nov and 25 Feb 2025 ~
Repayment
Fixed interest rate and repayments for the life of the loan
You can make additional repayments, subject to early repayment adjustment1
Fees may apply if you close the loan off early
Redraw
Won’t be able to redraw any additional repayments you’ve made
Variable rate loan
No security required and no fees for making additional repayments, which can help you save interest and pay off your loan sooner.
Interest rates
Comparison rate:
9.53%p.a. – 21.39%p.a.
Loan amount range
-
Loan term
1 - 7 years
Repayment frequency
Weekly, fortnightly or monthly repayments
Fees
Establishment fee
Early adjustment fee
Monthly loan service fee
Save $250 on establishment fee
When you apply and fund an Unsecured Personal loan between 05 Nov and 25 Feb 2025 ~
Repayment
Repayment amount may be affected if your interest rate changes
Unlimited additional repayments without a fee so you can pay down faster
No fees apply if you close the loan off early
Redraw
Redraw available funds through your redraw facility
Log in to find out your personalised car loan rate
Compare pricing and repayments
Pay monthly
24/7 emergency claims assistance
Compare Car Insurance
Comprehensive
What's covered:
- Accidental loss or damage to your car from events such as fire3, theft or attempted theft, collisions, malicious damage, accidents and weather events
- If your car is a total loss, you may be eligible for a new replacement car
- Legal liability for damage to other people’s property up to $20 million
Optional covers
- Excess free window glass damage
- Hire car after accident for up to 14 days
Third Party Property, Fire & Theft
What's covered:
- Damage to your car from fire3 and theft up to $10,000
- Up to $5,000 cover for your car if an accident occurs that is not your fault, and the other driver is uninsured
- Legal liability for damage to other people’s property up to $20 million
Optional covers
- Excess free window glass damage
- Hire car after accident for up to 14 days
Third Party Property Damage
What's covered:
- Temporary cover for replacement car
- Up to $5,000 cover for your car if an accident occurs that is not your fault, and the other driver is uninsured
- Legal liability for damage to other people’s property up to $20 million